Protect What Moves You—Classic Cars, Boats, Motorcycles, and More
Not every vehicle fits the “standard” mold. From weekend classics and cross-country RVs to boats, ATVs, and motorcycles, Legacy Insurance Agency helps Texans protect their passions with coverage designed for how (and where) you use them. Our advisors work with top carriers to find the right policy—so you’re covered on the lake, the open road, or at your favorite state park.
Classic & Collector Car Insurance
Agreed Value Coverage
Protect your vehicle for its true collector value—not just book value—so you get the amount you expect if it’s totaled or stolen.
Specialized Policies
Coverage for rare parts, restoration, shows, and limited mileage. Perfect for car lovers, show vehicles, and antique rides.
Boat & Watercraft Insurance
Watercraft Liability
Covers accidents on Texas lakes, rivers, or at the coast—meets state requirements and marina rules.
Physical Damage
Repairs or replaces your boat or jet ski after a collision, sinking, theft, or storm.
Optional Add-Ons
Towing, fuel spill liability, fishing gear, and more.
Motorcycle & ATV Insurance
Liability
Meets Texas motorcycle insurance requirements—protects you on every ride, from short commutes to hill country tours.
Comprehensive & Collision
Covers your bike, ATV, or UTV for theft, damage, or accidents.
Custom Equipment
Add-ons for custom parts, safety gear, and passenger coverage.
RV & Travel Trailer Insurance
Usage-Based Coverage
Choose coverage for full-timers, weekenders, or seasonal travel—insurance built for how you use your RV.
Physical Damage & Liability
Covers your vehicle, attached accessories, and even personal belongings inside.
Texas Adventure Ready
From state parks to road trips across the state, we help you roll with confidence.
Why Choose Legacy for Specialty Insurance?
Right-Fit Coverage
Every policy is tailored to what you own, how you use it, and where you take it.
Simple, Local Process
One short intake gets you started—tell us what you own, how it’s stored, and where you use it.
Expert Guidance
We know Texas, we know specialty vehicles, and we’re here to answer every question.
Carrier Access
We work with leading specialty insurance providers for true value and claim support.
Ready for a Specialty Quote? Let’s Get Started
Get protection for your collector car, boat, RV, motorcycle, or recreational gear—Legacy Insurance makes it easy to cover what matters, so you can enjoy the ride.